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Bulgaria — services for living and doing business

EU citizenship through naturalisation

Population:
6.4m
Capital:
Sofia
Currency:
Euro (EUR)
Time zone:
UTC+2
Passport by naturalisation:
from 5 years
Languages:
Bulgarian; partly intelligible to Russian speakers
Bulgaria on the map

Services in Bulgaria

2 services from vetted local experts. Pick a category — every option is inside.

Business in Bulgaria

Company and sole-trader registration, liquidation, accounting and tax.

Coming soon
2

Immigration in Bulgaria

Citizenship by descent · Visa applications

from ≈ $195
1

Finance in Bulgaria

Crypto exchange

price on request

Legal services in Bulgaria

Lawyers, contracts, licences and deal support.

Coming soon
4

Life and travel in Bulgaria

Flights · Short-term stays · Car rental and 1 more

price on request
1

Healthcare in Bulgaria

Health insurance

price on request
4

Property in Bulgaria

Buying · Selling · Long-term rental and 1 more

price on request

Education in Bulgaria

School and university admission, student visas and diploma recognition.

Coming soon

Prices are indicative — the expert quotes the final figure.

About the country

Bulgaria has a flat 10% tax on both personal income and company profit. Residence comes through a company representative office or study, and the cost of living is the lowest in the EU.

Worth knowing

  • !Naturalisation is long — from 5 years of permanent residence

Compare with other countries

Serbiascore 6.6/10 · services from ≈ $290Portugalscore 7.1/10 · services from ≈ $195Spainscore 7.0/10 · services from ≈ $195
All countries in the catalogue →

Bulgaria: scores by area

6.9/ 10 — average scorecompare with all →

An expert estimate to get you oriented — we'll go through the details on the consultation.

Taxes (how favourable)8/10
Cost of living7/10
Safety6/10
Passport strength9/10
Infrastructure7/10
Business prospects6/10
Investment appeal6/10
Healthcare6/10
Environment7/10

Common questions

How can I move to Bulgaria?
The catalogue covers these routes: citizenship by descent, visa applications. The reference section describes 13 relocation programmes in total, with official conditions and links to government sources. Which route fits depends on whether you have a job, a business, property or relatives in the country - we'll go through it on a free consultation and pick the one that works.
What services can I arrange in Bulgaria?
2 options across 5 areas: citizenship by descent, visa applications, crypto exchange, flights, short-term stays, car rental, VPN abroad, health insurance and 4 more. Every option comes with a price, a timeline and the scope of work; the provider is a licensed local expert.
Can services in Bulgaria be arranged remotely, without flying in?
No: every service in this country requires you to be there in person - usually for biometrics, a signature at the bank or filing at a consulate. What exactly has to be done in person is covered on a free consultation before any work starts.
What does a consultation cost, and is there a markup on top?
The consultation is free and commits you to nothing. You sign the contract directly with the expert and pay their official price list - Pactors adds no markup and takes no commission from you.
After how many years can I get citizenship by naturalisation in Bulgaria?
The standard naturalisation route in Bulgaria takes from 5 years of legal residence (residence permit → permanent residence → passport). Faster routes: Marriage to a citizen or refugee status — 3 years; stateless people — 3 years. This is a 2026 guide - the exact term depends on the route, and we'll confirm it on a consultation.

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