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Germany — services for living and doing business

EU residence through the Chancenkarte, the Blue Card and Freiberufler

Population:
84m
Capital:
Berlin
Currency:
Euro (EUR)
Time zone:
UTC+1
Passport by naturalisation:
from 5 years
Languages:
German
Germany on the map

Services in Germany

11 services from vetted local experts. Pick a category — every option is inside.

The expert quotes the exact figure for your case — before you pay.

About the country

Germany is Europe's largest economy. Freelancers get the Freiberufler visa; businesses set up a GmbH. In exchange for high taxes and bureaucracy you get public healthcare and social protection.

Worth knowing

  • !High taxes (up to 45%) and social contributions
  • !A hard language and heavy bureaucracy
  • !Long processing times

Germany: scores by area

7.1/ 10 — average scorecompare with all →

An expert estimate to get you oriented — we'll go through the details on the consultation.

Taxes (how favourable)3/10
Cost of living4/10
Safety6/10
Passport strength10/10
Infrastructure10/10
Business prospects7/10
Investment appeal7/10
Healthcare9/10
Environment8/10

Common questions

How can I move to Germany?
The catalogue covers these routes: residence permit, citizenship by naturalisation. The reference section describes 16 relocation programmes in total, with official conditions and links to government sources. Which route fits depends on whether you have a job, a business, property or relatives in the country - we'll go through it on a free consultation and pick the one that works.
What services can I arrange in Germany?
11 options across 6 areas: residence permit, citizenship by naturalisation, crypto exchange, cards issued abroad, legal services, car rental, SIM cards for travel, health insurance and 7 more. Every option comes with a price, a timeline and the scope of work; the provider is a licensed local expert.
Can services in Germany be arranged remotely, without flying in?
Partly: 1 of 11 options are handled remotely, the rest need you there in person (usually biometrics or a signature at the bank). The format (“Remotely” / “In person”) is on each service card, visible before you send a request.
How long does it take in Germany?
It depends on the service: the fastest take from 1 day, the longest (citizenship, investment programmes) up to 24 months. The exact timeline is on each service card - that's the expert's working time, excluding queues at government bodies.
What does a consultation cost, and is there a markup on top?
The consultation is free on 10 of 11 options and commits you to nothing. You sign the contract directly with the expert and pay their official price list - Pactors adds no markup and takes no commission from you.
After how many years can I get citizenship by naturalisation in Germany?
The standard naturalisation route in Germany takes from 5 years of legal residence (residence permit → permanent residence → passport). Faster routes: The fast 3-year route (“Turbo-Einbürgerung”) was abolished on 30.10.2025 — the minimum is now 5 years for everyone. This is a 2026 guide - the exact term depends on the route, and we'll confirm it on a consultation.

Not sure Germany is your answer?

Describe your case — we'll compare the jurisdictions that fit on tax, timelines and budget and show you the best options.

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