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Spain — services for living and doing business

The digital nomad visa and residence for the financially independent

Population:
48m
Capital:
Madrid
Currency:
Euro (EUR)
Time zone:
UTC+1
Passport by naturalisation:
from 10 years
Languages:
Spanish; English in tourist areas
Spain on the map

Services in Spain

6 services from vetted local experts. Pick a category — every option is inside.

Prices are indicative — the expert quotes the final figure.

About the country

Spain has a digital nomad visa with income from EUR 2,849 a month and residence for the financially independent. A Mediterranean climate and a route to EU citizenship.

Worth knowing

  • !The golden visa through property closed in April 2025 — that route to residence no longer works
  • !Without the Beckham regime, progressive income tax up to 47% for tax residents
  • !Rental demand in Barcelona and Madrid is high — housing is expensive and hard to find quickly

Spain: scores by area

7.0/ 10 — average scorecompare with all →

An expert estimate to get you oriented — we'll go through the details on the consultation.

Taxes (how favourable)3/10
Cost of living5/10
Safety6/10
Passport strength10/10
Infrastructure9/10
Business prospects6/10
Investment appeal7/10
Healthcare9/10
Environment8/10

Common questions

How can I move to Spain?
The catalogue covers these routes: residence permit, visa applications. The reference section describes 13 relocation programmes in total, with official conditions and links to government sources. Which route fits depends on whether you have a job, a business, property or relatives in the country - we'll go through it on a free consultation and pick the one that works.
How do I start a business in Spain?
The catalogue has 1 option in this area: company formation. A licensed local expert handles the paperwork and files with the register. The steps, the timeline and the tax regime for what you do are covered on a free consultation.
What services can I arrange in Spain?
6 options across 6 areas: company formation, residence permit, visa applications, bank account opening, flights, short-term stays, car rental, yacht charter and 6 more. Every option comes with a price, a timeline and the scope of work; the provider is a licensed local expert.
Can services in Spain be arranged remotely, without flying in?
Partly: 3 of 6 options are handled remotely, the rest need you there in person (usually biometrics or a signature at the bank). The format (“Remotely” / “In person”) is on each service card, visible before you send a request.
How long does it take in Spain?
It depends on the service: the fastest take from 3 days, the longest (citizenship, investment programmes) up to 6 months. The exact timeline is on each service card - that's the expert's working time, excluding queues at government bodies.
What does a consultation cost, and is there a markup on top?
The consultation is free and commits you to nothing. You sign the contract directly with the expert and pay their official price list - Pactors adds no markup and takes no commission from you.
After how many years can I get citizenship by naturalisation in Spain?
The standard naturalisation route in Spain takes from 10 years of legal residence (residence permit → permanent residence → passport). Faster routes: Ibero-America / Andorra / the Philippines / Equatorial Guinea / Portugal / Sephardic Jews — 2 years; refugees — 5 years; marriage to a Spaniard or birth in Spain — 1 year. This is a 2026 guide - the exact term depends on the route, and we'll confirm it on a consultation.

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