A personal multi-currency bank account in Georgia
A personal account with a Georgian bank in several currencies, with a card and internet banking. Opened on a visit; a residence permit is not required.
- Expats
- freelancers
- travellers
When an account is opened without you there in person, the representative holding the power of attorney gets full control of it. The only way to take control back is to visit the bank in Georgia yourself.
Wise, Payoneer and Cryptal: when a payment system is needed alongside an account
Wise and Payoneer aren't banks but payment systems. An account with them is opened online, but they don't issue a Georgian IBAN: rent, taxes and settlements inside the country can't go through them.
So they're held alongside a bank account. The payment system takes payouts from foreign platforms and clients; an account at Bank of Georgia or TBC covers everything local. Cryptal is a Georgian crypto exchange, taken when income arrives in crypto assets.
- We match the system to the source of income: a platform, a direct client or crypto assets
- We prepare the application and get through the checks — a refusal most often follows a vague description of the activity
- We stay with it until the first payment lands
Opening a payment system is treated as separate work — from $275. A brokerage account for market access is its own service in the catalogue.
What the expert guarantees
Resubmits to a second bank at no extra charge
If the first bank refuses, resubmitting to another bank is covered by the expert's fee.
Bank account opening in Georgia: comparing the options
The difference is not the price — it is who each option suits. The “Best for” column is the business profile the option is built around.
| Option | Best for | Timeline | Price |
|---|---|---|---|
| A personal multi-currency bank account in Georgiayou are here | Expats, freelancers, travellers | 1–7 days | from $130 |
| The Solo card in Georgia (Bank of Georgia) | Paying for foreign subscriptions and services that Russian cards can't reach, a multi-currency card (USD/EUR/GEL/GBP/RUB) without opening a full account | ~9 weeks | from $250 |
| A corporate account for a company at a Georgian bank | Companies genuinely operating in Georgia (an office, staff or clients), businesses that need to take B2B payments in several currencies, owners willing to come to Tbilisi in person to open the account | 1–2 weeks | from $320 |
| Opening a brokerage account in Georgia | Investors who need access to international stock markets, clients opening an account remotely under a power of attorney, without a visit to Georgia, portfolio holders considering Georgian bonds as part of diversification | 1–2 weeks | Upon consultation |
What the service includes
| Choosing the bank for your profile | |
| Booking the appointment | |
| Support at the bank on the day | |
| Setting up internet banking and the card | |
| A Georgian residence permit and tax residency— billed separately | |
| Notary costs for the power of attorney when opening remotely— billed separately | |
| The bank's annual account fee (usually USD 50-300 a year, per the bank's tariff)— billed separately | |
| The bank's fee for SWIFT transfers— billed separately |
Documents and programme requirements
- 1A passport
- 2Being in Georgia in person on the day of the appointment
- 3Answers about the source of funds — the bank asks every applicant
Frequently asked questions
Is a minimum deposit required to open the account?
Which currencies can the account hold?
Why Bank of Georgia and TBC in particular?
Related breakdowns
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Real prices for Georgian residence in 2026: business and work from $170, property from $340. What's included, timelines and state fees.
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Small business status gives a sole trader 1% on turnover up to GEL 500,000. Who is refused, which income falls outside it and when the rate rises to 3%.
Tax filing in Georgia: rs.ge deadlines and nil returns
A sole trader in Georgia files monthly by the 15th through the rs.ge portal. What to do with no turnover, how to pay the tax and when to hire an accountant.
We'll check your case before you pay
Send an enquiry — we will check your case and help you arrange “A personal multi-currency bank account in Georgia” in Georgia. No markup on top.
We'll cover: whether you qualify, the full cost with fees, realistic timelines, the document list. If it's not for you, we'll say so.