Financial services in Armenia

Payoneer connected to an Armenian sole trader: receiving payments from foreign clients and platforms, withdrawing to an Armenian account, working with Upwork, Deel, AdSense and app stores.

A personal account with an Armenian bank, with a card and internet banking. Opened with your passport; a residence permit is not required.

Making Upwork payouts lawful for freelancers from Russia by registering a sole trader or LLC in Armenia, opening an Armenian bank account and setting the Upwork profile to Armenian residency — without the risk of a block over a Russian IP or passport.

A card from an Armenian bank (USD/EUR) for payments and withdrawals abroad. The tier decides: virtual (for online payments) or physical.

Official distribution to Spotify, Apple Music, YouTube Music and 150+ other platforms, with royalties received lawfully through an Armenian sole trader or account — for independent artists from Russia and Belarus with no label.

Creating an official corporate Google AdSense/AdMob account for an Armenian sole trader or LLC to replace a blocked Russian or Belarusian one: registering the entity, opening a bank account, linking the Google account to an Armenian number and address, obtaining an Armenian tax residency certificate to cut Google's withholding from 30% to 0%, and paying the local 1% tax on income.

Evidencing Armenian residency (employment-based residence plus an Armenian bank account) to open a personal Interactive Brokers account for Russian citizens whose access the broker closed over a Russian address.

Advisory support for game developers: registering a sole trader or LLC in Armenia, opening an account at an Armenian bank and entering the details in Steamworks so you can receive Steam payouts (and from similar platforms — Epic Games, GOG, itch.io) after those services suspended work with Russian developers and entities.

Registering a sole trader or LLC in Armenia, opening an account, obtaining a D-U-N-S number and getting an Armenian eSIM to create a new Apple developer account — so you can receive App Store payouts after Apple stopped paying developers in the Russian jurisdiction in 2022.

Registering an Armenian sole trader or LLC, opening a bank account and preparing the full pack for Deel verification (residence, PSN, e-Invoicing, the military tax, the Contractor Affidavit) so you can receive Deel payouts straight to an Armenian account, without the risk of a block over a Russian or Belarusian address.

Registering a sole trader in Armenia with a current account and setting up a verified Payoneer business account so you can receive Patreon payouts lawfully: the platform doesn't support direct SWIFT transfers, and PayPal in Armenia doesn't accept incoming transfers.

Registering a sole trader or LLC in Armenia with a bank account and switching the TikTok account to business mode, to bring back donations, gifts in live streams and partner payouts that Russian details can't receive.

Making royalty payouts from Spotify, Apple Music and the ONErpm aggregator lawful for musicians in Russia whose direct transfers the platforms have blocked: remote registration of an Armenian sole trader or LLC, opening a corporate Payoneer account and an account at an Armenian bank, and updating the details with the distributor.

Registering a sole trader or LLC in Armenia, opening a current account and connecting Meta Business Suite to receive Instagram and Facebook monetisation payouts lawfully — directly from Meta or through the Mediacube and Yoola media networks.

Registering a sole trader or LLC in Armenia and opening an Armenian bank account to receive Google YouTube payouts directly in dollars or euros — remotely, under a notarised power of attorney.

Monetising YouTube through an Armenian AdSense account and sole trader: registration, the account, receiving payouts without restrictions.

Registering an Armenian sole trader or LLC, opening a bank account in Armenia and setting up the payout profile in the Unity Ads developer dashboard, so you can receive currency payouts to Armenian details lawfully without risking a block.

Since 2022 Envato Market has restricted withdrawals for users in Russia — selling templates, audio and other content on ThemeForest, AudioJungle and VideoHive still works, but the money can't reach a Russian account. The answer: registering a sole trader or LLC in Armenia and opening a current account at an Armenian bank compatible with Payoneer and SWIFT, then updating the payee details in the Envato Market profile — entirely remotely, with no visit to the country.

Registering a sole trader in Armenia and opening a bank account so that streamers from Russia can receive Twitch payouts again — subscriptions, donations and ads — to Armenian details: the platform accepts them without restriction.

Advisory support on withdrawing Boosty income for creators from Russia: registering a sole trader in Armenia, opening a bank account, setting up the withdrawal channel from the platform to the Armenian account and evidencing the income lawfully.

Registering a company in Armenia (an LLC or a sole trader) and advisory support connecting international payment services: PayPal — through a Payoneer business account, Stripe Express — through Buy Me a Coffee and LemonSqueezy, plus support with PayProGlobal and Paddle. All arranged remotely, with no need to live in Armenia.

Setting up a lawful way to take foreign payments through an Armenian sole trader or LLC and an account (AdSense, YouTube, freelance platforms, brokers and so on).

Paying for foreign subscriptions and services through Armenian details or an account.

Access to Revolut through an Armenian account after the restrictions on 50+ countries: opening the account, linking it to Revolut/Wise/Payoneer, top-ups and withdrawals.

Working on Upwork through Armenian residency: registering a sole trader, the account, a safe profile and withdrawals without the risk of a block.

Connecting international payment systems (PayPal) to take payments from any country — legally, through an Armenian company or sole trader.

An official document confirming your address of residence in Armenia — for banks, payment systems and platforms (Payoneer and others).